Explore Your Options for Disability Insurance

Disability insurance pays a monthly benefit should you become incapacitated and unable to earn a living. The benefits paid are a certain percentage of the income you would have earned had you continued to work. The duration of the benefits, the amount paid, and whether you are required to seek other employment before becoming eligible for benefits varies from policy to policy.

If you or a loved one has specialized health care needs, some health insurances, specifically Medicare, SSDI, Medicaid, and SSI Disability, are available. In addition, under the Affordable Care Act, health insurance companies cannot deny people who apply for health insurance who have preexisting health conditions.