Get Health Insurance Through Access Health CT and Any Other Provider
Everyone Deserves Health Insurance
Health insurance is one of the most valued benefits offered by employers or purchased by an individual. This type of insurance comes in three types: HMO (health maintenance organization), PPO (preferred provider organization, EPO (exclusive provider organization), and POS (point of service organization).
Each of these health insurance options offer a specific set of benefits, varying in cost. Choosing the right plan for you or a family requires understanding what a plan provides in benefits. As local Insurance Agents, we can explain your options and help you decide the plan that will best match your needs and budget.
If you have a medical provider, clinic, or hospital you trust, the provider must be contracted in the health insurance plan’s health network. Health insurance policies have a list of the in-network medical professionals you can review before settling on a plan.
If you have a medical provider, clinic, or hospital you trust, the provider must be contracted in the health insurance plan’s health network. Health insurance policies have a list of the in-network medical professionals you can review before settling on a plan.
Individual & Small Business Insurance
Access Health CT is Connecticut’s official health insurance marketplace. It was established to meet the requirements of the federal Affordable Care Act. Access Health CT is where you can shop, compare and enroll in quality healthcare plans; and is the only place where you can qualify for financial help to lower your costs, or be eligible for free or low-cost coverage through HUSKY Health (Medicaid/Children’s Health Insurance Program).
Dental Insurance
Some health insurance plans offer the option to include dental insurance, which discounts a range of dental services. Review the benefits of a health insurance plan if you are interested in a plan that offers dental insurance coverage.
We can help you purchase a stand-alone dental insurance plan.
Group Health Insurance
Although group health insurance is an important part of your employee benefits package, committing to a particular carrier can be a major undertaking. The health of your employees – your most valuable asset – is impacted by the decisions you make. With the rising costs of healthcare, employers walk a fine line between cost containment and providing valuable benefits to attract and retain top talent. At Rooney Insurance Agency, insurance is what we do. We can assist you with your group insurance needs and help you optimize your health plan RFP.
Cost of Group Health Insurance
Once your application has been approved, the insurance company will assess your group based on criteria including the location of your business, the size of your company, and the age of your employees to arrive at a final rate. Since the Affordable Care Act was passed, employee health and pre-existing conditions no longer affect group health insurance rates.